價格：免費
更新日期：2018-12-17
檔案大小：26 MB
目前版本：1.2.7
版本需求：需要 iOS 9.0 或以上版本。與 iPhone、iPad 及 iPod touch 相容。
支援語言：英語
Simplest way to stop feeling overwhelmed and start having a specific, step-by-step plan for paying off your debt.
Today is the day to make a plan and beginning paying down debt. Required inputs for calculating your debt free date are the current balance of the loan, the APR, and the minimum payment amount. That's the only requirement to getting a customized debt repayment schedule.
Easy steps to becoming debt free:
Enter your loans and debts
Enter your additional monthly payment budget to pay down faster
Choose a debt payoff strategy
- Debt Snowball (lowest balance first).
- Debt Avalanche (highest rate first)
- Custom debt free payoff plan
Debt Payoff Planner and Calculator determines the optimum payment plan and how long it will take until you will be debt free. We recommend the Debt Snowball strategy because we believe that paying off individual accounts faster will help you stay focused on your financial goal of debt elimination. A payoff plan is only useful if you stick with it!
Your ability and willingness to pay more than the minimum payments is how you will become debt free in less time than you imagined. Budgeting your income will help you to get a regular monthly amount to pay down the debt faster. The payoff chart will show two payoff scenarios: only paying the minimum amounts, and the repayment schedule when you pay more the the minimum ever month.
Additionally, there is an option to create an account for saving debt payoff and payment information. This account can be accessed across multiple devices, from multiple app stores. Creating an account is entirely optional, but it does enable you to have a secure backup and your information is immediately available if you start using a new device.
We believe that becoming debt free requires an easy starting point. The loan calculator has minimal inputs in order to make your money management easy to follow.
The Debt Payoff Planner and Calculator is also used for tracking payments and updating the time-frame for becoming debt-free. Inputting payment information is as simple as typing in the amount and the date the payment was made. The goal of payment tracking is to see your progress over time and stay focused on your financial goals.
In addition to being a debt and loan tracker, we are also trying to help point out some possible next steps with articles focused on how to pay off student loans, auto loans, and credit cards faster. Also, there is some tips on credit card balance transfers as well as strategies for debt consolidation. We hope that our resources will enable you to be your own finance manager and assist you in your journey to becoming debt free.
Keywords: debt tracker, debt management, debt free, debt calculator, student loans, debt consolidation, auto loans, debt control, credit card debt
支援平台：iPhone, iPad